Starting your application
Applications are handled in a secure borrower portal — a separate, purpose-built system for collecting your information and documents safely. It saves as you go, so you do not have to finish in one sitting.
What you will need
You do not need all of this to start — begin with what you have, and add the rest as you gather it.
- Two most recent pay stubs, or year-to-date profit and loss if self-employed
- W-2s and tax returns for the last two years
- Two most recent statements for each bank and investment account
- Photo identification
- The purchase contract, if you are already in escrow
- Your current mortgage statement, if you are refinancing
What to expect
- The application itself takes most people 20–30 minutes.
- A credit check is part of submitting — not of an initial consultation.
- An advisor reviews it personally and calls you about anything that needs clarifying.
- Documents upload straight into the portal, whenever it suits you.
Open the secure portal → I have questions first
Opens in a new tab at svcfunding.mymortgage-online.com, the application system operated by Silicon Valley Capital Funding, Inc..
Not ready to apply?
There is no need to start an application to get a straight answer. Call us — it costs nothing and does not touch your credit.
A note on security
This website never collects financial documents, Social Security numbers or account details. Everything of that kind goes through the borrower portal, which is built and maintained for it.